Managed Portfolio Service

At Gemini, we strive to always achieve the best possible results and returns for our clients regardless of their level of investment, their appetite for risk or their ultimate financial goals.

High level, systematic research over three key areas is key to our Managed Portfolio Service investment process. This research, coupled with industry insight ensures that we are equipped with all the information required to make the best possible decisions for you.

Strategic Allocation

Long Term investing is integral to a successful investment portfolio. However, we understand that changes happen throughout your life and as such, investment objectives may also change, along with your attitude to risk.

At these times, certain investments can offer better value than others and we may change the mix of assets in your portfolio to take account of these changes in circumstance.

Active Asset Allocation

Within our goal of delivering the best possible investment performance coupled with the smoothest possible path of returns, we adopt a long term strategy that draws from, what is known as, Modern Portfolio Theory.

Active Asset Allocation is the single best way to diversify your investments by spreading the risk across several asset classes. The asset allocation programme involves a model, showing the optimum level of investment in each major asset class. This becomes the 'foundation' of our discussions and recommendations with you.

Fund Selection

As part of our process, as well as asset allocation, we never underestimate the added value that good fund selection makes to the overall performance of your portfolio.

With access to in excess of four thousand funds covering every asset class, our unbiased fund selection process differs depending on your objectives. We typically seek consistent relative performance, competitive charges, low volatility and strong independent ratings from leading ratings agencies such as OBSR and Citywire.

Any fund we select must first be approved by our Investment Committee. Using relevant, up to date information including both quantitative and qualitative research, this process ensures that once a fund has been chosen, we ensure it's suitable on an ongoing basis. Each fund is analysed regularly to make sure it's still fit for purpose. This comprehensive process ensures we select the best performing funds, providing the best long-term performance.

The value of investments may go down as well as up and you may not get back as much as you invested